Ways to Work

Ways to Work

Ways to Work is a program that enables responsible working parents to receive low-interest auto loans. Ways to Work is a national program of the Alliance for Children and Families that allows qualified working parents, who are unable to get funds elsewhere, to receive loans up to $4,000 to purchase a car. Locally, Ways to Work is operated by Affordable Housing Resources, Inc.

Ways to Work

Loan Eligibility

To be eligible for Ways to Work loan consideration, a potential borrower must meet the following criteria:

  • employed 6 months continuously
  • involved parent
  • household income less than 80% of the Nashville median income
  • reside in Davidson County
  • have a valid Tennessee driver's license

Borrowers agree to repay the loan at an 8% interest rate within a 2 year period.

Ways to Work

Ways to Work services

  • provides low-interest loans up to $4,000 for working parents
  • teaches financial literacy skills to loan applicants
  • improves client credit rating and gross earned income over time
  • decreases time in transit to work
  • decreases dependence on public assistance
  • increases attendance at work

Ways to Work

Call Janiro Hawkins to see if you qualify 615.251.0025 ext.229