Ways to Work

Ways to Work is a program that enables responsible working parents to receive low-interest auto loans. Ways to Work is a national program of the Alliance for Children and Families that allows qualified working parents, who are unable to get funds elsewhere, to receive loans up to $4,000 to purchase a car. Locally, Ways to Work is operated by Affordable Housing Resources, Inc.

Loan Eligibility

To be eligible for Ways to Work loan consideration, a potential borrower must meet the following criteria:

• employed 6 months continuously
• involved parent
• household income less than 80% of the Nashville median income
• reside in Davidson County
• have a valid Tennessee driver's license

Borrowers agree to repay the loan at an 8% interest rate within a 2 year period.

Ways to Work services

• provides low-interest loans up to $4,000 for working parents
• teaches financial literacy skills to loan applicants
• improves client credit rating and gross earned income over time
• decreases time in transit to work
• decreases dependence on public assistance
• increases attendance at work

Call Janiro Hawkins to see if you qualify 615.251.0025 ext.229